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Pensions

  1. Occupational Pension Schemes: Trustees' Responsibilities

    Many employers offer their staff an opportunity to save for their retirement through an occupational (or company) pension scheme. Those employees who join the scheme need to have confidence that the scheme is being well run. The role of pension scheme trustees is very important in ensuring that the scheme is run honestly and efficiently and in the best interests of the members. We outline in this factsheet the main responsibilities of occupational pension scheme trustees.

  2. Personal and Stakeholder Pensions

    Personal and Stakeholder Pensions are common types of ‘registered pension schemes’. A registered pension scheme allows the member to obtain tax relief on contributions into the scheme and tax free growth of the fund. A personal pension is a privately funded pension plan. A stakeholder pension is a more tightly regulated personal pension plan particularly over charging levels. We highlight below the main areas of importance. It is important that professional advice is sought on pension issues relevant to your personal circumstances.